Register now by contacting: [email protected], or calling 01626 912321, and we’ll get you referencing right away.
Pre-Qualification
Screen applicants via a simple link to our app
Weed out timewasters quickly and easily
Create a shortlist of potential tenants
Instantly move your applicants to the next stage of referencing
Completely FREE !
Credit Search
In-Depth Experian Credit Check
Instant Response
Multiple Address Verification
Assess affordability viewing previous CCJs, IVAs and Bankruptcies
Simple to upgrade to Essential, Comprehensive or Priority Referencing
Essential Reference
Everything in a Credit Search, plus…
Open Banking Integration to instantly assess affordability
Employment Income Qualified
Affordability Assessment
AI Document interrogation with over 500 fraud pointers checked
Easy and quick to upgrade to a comprehensive
Comprehensive Reference
Everything in an Essential Reference, plus…
Employment Verified
Previous Landlord Reference
Final Report Verified and QA checked by one of our team members
Priority Reference
Everything in a Comprehensive Reference, plus…
Dedicated case handler
Priority chasing queue
Why is a reference essential?
In the current climate a credit file will only provide a small snapshot in time of how the tenant manages their credit. If they have a small credit outlay and pay their bills on time this will show in a good credit file.
But what about income? are they employed / self employed, have they recently lost or started a new role? Does the income they say they receive match the information from their employers?
Do their bank statements corroborate the salary and information they told us? Are there inaccuracies, omissions, do documents look like they have been tampered with – does something not just add up?
What does their previous landlord say? Would they rent to them again, have they ever had any rent arrears?
Employers – is the company legitimate, have you checked companies house, are they using a free webmail account?
All of these questions may look like they are answered truthfully by the tenant but with fraudulent applications and identity fraud on the increase would you know what to look for and where?
We can never predict the future and if you’ve ever had a tenant stop paying rent, then you will know the stress this places you under as a landlord.
With the new Renters Bill of Rights being introduced, it means notice periods are likely to increase, which could lead to ever-longer court delays, increasing the stresses on your finances from a non-paying tenant.
When you consider all of the above, there has never been a more important time to consider Rent Guarantee Insurance.
We’ve now made it even easier to purchase Rent Guarantee Insurance from our partners Alan Boswell and get peace of mind when renting out your properties.
Their rent guarantee insurance policy also comes with legal expenses as standard, so not only do can get rent protection in the event of a tenant defaulting, but you are also covered for any legal expenses you may face, such as the costs for evicting a tenant.
At the end of our referencing process, our software will tell you if the reference could be eligible for you to purchase a Rent Guarantee policy.
Then, all you have to do is click the link to go through to the Alan Boswell website where you can set the policy up there and then, or you can click here to request rent guarantee on an existing tenancy
For more info or for a demo on how easy it is to purchase, call our sales team on 01626 912321 or email [email protected]
Landlord Building Insurance covers against events such as flooding, subsidence and fires. If you’re renting out a furnished property, it’s worth considering adding a contents insurance policy if you provide furniture for your tenants.
Compare quotes online or give Alan Boswell a call and one of their property insurance specialists will search the market to find the best level of cover for you.
Wide-ranging, comprehensive, five-star cover
Award-winning service
In-house claims team
98% service and product customer feedback scores
£5 million property owners liability cover
Additional landlord insurance covers available, such as landlord contents insurance, rent guarantee insurance, legal expenses and home emergency.
On 1st February 2016 Right to Rent legislation came into effect in England, meaning that all landlords or their appointed letting agent have the legal responsibility to check that their tenants have the right to reside in the UK.
This legislation falls under the Immigration Act 2016 and under the Act, it’s now a criminal offence to neglect these responsibilities. Most importantly you need to be able to evidence that you carry out these checks for ALL tenancies.
From July 1st 2021, if someone is an EEA, EU, or Swiss national, you will need to see proof of their UK immigration status (settled or pre-settled) rather than their national identification.
You can either check a tenant’s original acceptable documents which allow them to live in the UK, or a ‘sharecode’ which can be entered onto the Government’s website at https://www.gov.uk/view-right-to-rent along with the person’s date of birth.
This online service is suitable if your tenant:
For British tenants, or for those coming from outside the EEA – you can continue to check these in the same way.
Letmojo can help you reduce the administrative burden for Right to Rent checks and provide a one stop solution to ensure you have completed the correct checks, validated the documents you have been provided and give you a secure data store for all of your checks in one straightforward system.
Our Right to Rent solution will give you:
🗸 Biometric ID check included to confirm the identity of the tenant
🗸 Easy to complete online applications with clear instructions
🗸 Right to Rent confirmation included on the Final Report
🗸 Approved IDVT provider, meaning some checks (British / Irish current passport holders) can be completed remotely by ourselves
🗸 Collection of Share Codes where relevant
To find out how easy it is to add Right to Rent checks to your reference contact: [email protected] or call us on 01626 912321
To give you complete peace of mind we can provide you with our Enhanced ID Verification.
We take the next step in ensuring that you are protected from identity fraud by using state of the art facial biometric scanning technology combined with Artificial Intelligence (AI) to confirm your tenant’s Identity.
All documents including Driving Licenses, passports and ID cards will have MRZ codes checked for correct formats and Visa documents will be certified as being valid.
We ensure that when completing Right to Rent checks your tenants ID is validated and you can have peace of mind against an ever-increasing fraudulent world.
To benefit from our Enhanced ID checking service or to have a demo on how it works for you or your tenants, contact: [email protected] or call us on 01626 912321.